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We are a locally owned and operated financial institution that offers a wide variety of products and services to our customers. We hope you will find our latest products, Internet Banking and Bill Paying services ways to make your life a little easier when it comes to banking.

Savings Savings Savings Savings

REGULAR SAVINGS ACCOUNT

  • Balance earns interest
  • Minimum deposit to open
  • No minimum deposit or fees for minors or students up to age 25
  • No monthly service fee if balance remains above $100
  • Eighteen free debit transactions per calendar quarter.

Christmas Club Account

  • Balance earns interest
  • Minimum deposit to open
  • Maximum balance requirements
  • Subject to early withdrawal fees

Certificates of Deposit

  • Competitive interest rates
  • Choice of term, compounding and crediting
  • Penalty may apply for early withdrawal
  • Call (931) 823-2265 or (931) 526-4800 for current rates and term

Individual Retirement Accounts (IRA)

  • Competitive interest rates
  • Variety of investment options (Traditional IRA, Roth IRA, Educational IRA, and SEPs)
  • Call (931) 823-2265 or (931) 526-4800 for current rates and terms